6 Comments to “What insurance company provides the best rates?”

1. New08 says:

   May 5, 2010 at 4:47 pm

   just use triple A, like me.
2. CJ says:

   May 8, 2010 at 9:27 am

   Try using. They actually provide you with a list of the best and most affordable insurance companies in your state. I’d also check in with state farm and geico as I’ve heard a lot of good things about them as well. Good luck!
3. Steve says:

   May 8, 2010 at 1:05 pm

   it probably doesnt matter, since this seems to be your 1st car you are most likely going in to the “assigned risk” pool. that means that your rate is locked.
4. kse says:

   May 11, 2010 at 12:25 am

   I have used Progressive for a long time…good rates and customer service if you have an accident.

   Also, if you add home/rental insurance or add someone in your family (wife, girlfriend, etc.) some companies such as State Farm will reduce your rates significantly.

   Rates are based on: your driving record for the last 3 years, your credit history, the type of vehicle and safety equipment it has, your age, and your residence (city higher than suburbs or country).

   Also, if you arrange to pay up front for 6 months rather than monthly, you’ll get a discount.
5. Insuranceman says:

   May 12, 2010 at 6:51 am

   You sure don’t give many details to go on………

   Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

   The best thing to do is call a LOCAL independent agent. Don’t go across town, or to some other city – look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

   An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

   In my agency, we have companies that do NOT run a credit score and welcome drivers with “less than perfect” driving records and specialize in youthful operators!

   Most of the replies on this site say “go to this on-line carrier or that on-line carrier or that 1-800 number” but I’m sure that when you do, you will find some impersonal computer user with a script to work from and you won’t be able to talk with the same person every time you have a problem!

   Good luck, drive RESPONSIBLY and I hope this helps!
6. Jasmine says:

   May 13, 2010 at 8:52 pm

   I have Geico and I live in NJ. But that doesn’t mean Geico would give you the best rates because it will vary by location.